Disclosure and Disclaimers

SFG Investment Advisors, Inc. ("SFG") is a registered investment adviser located in Doylestown, Pennsylvania. SFG and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon registered investment advisors by those states in which SFG maintains clients. SFG's web site is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Accordingly, SFG does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by SFG with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

For information pertaining to the registration status of SFG, please refer to the S.E.C.'s Public Disclosure Site or contact the state securities law administrators for those states in which SFG maintains a registration or notice filing. A copy of SFG's current written disclosure statement discussing SFG's business operations, services, and fees is available from SFG upon written request. SFG does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by an unaffiliated third party provider, whether linked to SFG's web site or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.