Blog


Tag Archives for: certified financial planner

Non-US nationals working in US face unique tax trigger on equity rewards
04 Apr

Non-US nationals working in US face unique tax trigger on equity rewards

The bioscience research company Phoebe joined 15 years ago in her native Belgium was a path to financial success she hadn’t anticipated. Phoebe has been brought to the pharma company’s US headquarters as Division President and a company insider. She’s excited to start the long-term assignment until hearing that the Belgian Equity grants she holds free and clear could become subject to US taxes once her green card arrives.

Read More
Starting over: rebuilding the financial bedrock after loss
23 Jan

Starting over: rebuilding the financial bedrock after loss

Francisco was the last person he would have expected to be divorced. Now that the settlement is behind him, he wants to turn the page in 2018. Get serious about his nonqualified stock options (NQOs), retirement savings and his equity compensation. How will the tax bill impact his tax situation as a single taxpayer with various compensation streams? And what else has he missed on the retirement, tax and equity compensation front?

Read More
Could What She Didn’t Know Cost Her?
16 Aug

Could What She Didn’t Know Cost Her?

When she exercised her ISOs last year and decided to hold the stock for future growth, Irina was in for a rude awakening: she was hit with the AMT or Alternative Minimum Tax. Now she wonders what else she needs to know to prevent unintended consequences of sale.

Read More
When an 83(b) Election Converts a Windfall to Capital Gains
02 Jun

When an 83(b) Election Converts a Windfall to Capital Gains

The IPO of this San Jose sales manager’s technology company has provided a windfall he never thought possible. His equity compensation – a Restricted Stock Award -- has turned into serious money after the company’s IPO. William wisely made an 83(b) election at grant date and before the public offering. What financial decisions should he make now for the long run and what is he missing?

Read More
Saving up and taking stock for the younger generation
04 Apr

Saving up and taking stock for the younger generation

Allison is a young dynamo who has been putting her computer-science degree to work as a programmer. At age 27, she has the opportunity to join a newly public technology company. She’d have the chance to work in a new and creative environment and participate in the Employee Stock Purchase Program (Stock Plan). Independent and yet risk averse, before she changes jobs Allison’s parents suggest that she meet with their financial advisor to discuss a personal financial plan.

Read More