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Could What She Didn’t Know Cost Her?
16 Aug

Could What She Didn’t Know Cost Her?

When she exercised her ISOs last year and decided to hold the stock for future growth, Irina was in for a rude awakening: she was hit with the AMT or Alternative Minimum Tax. Now she wonders what else she needs to know to prevent unintended consequences of sale.

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When an 83(b) Election Converts a Windfall to Capital Gains
02 Jun

When an 83(b) Election Converts a Windfall to Capital Gains

The IPO of this San Jose sales manager’s technology company has provided a windfall he never thought possible. His equity compensation – a Restricted Stock Award -- has turned into serious money after the company’s IPO. William wisely made an 83(b) election at grant date and before the public offering. What financial decisions should he make now for the long run and what is he missing?

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PSUs and Insider Rules Confound Executive in New Role
31 Mar

PSUs and Insider Rules Confound Executive in New Role

When a rising star is named president for a west coast IT company, she acquires some new and enviable issues. Valeria is an insider, for starters, which means she’ll need to gain pre-clearance for any sale of company stock and is now required to file SEC Forms 3, 4 & 5. What’s more, she’s been granted Performance Stock Units (PSUs), whose features and performance targets are complex but achievable. One year in, she’s beginning to get attractive outside salary offers, so she wants to learn more about what she has.

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First Home, 401(k) or ESPP? Which Takes Priority for Savings?
01 Feb

First Home, 401(k) or ESPP? Which Takes Priority for Savings?

Buying his first home is Caleb’s first savings priority…along with paying down college loans, and starting a retirement 401(k) nest egg. Now that he’s eligible for his company’s Employee Stock Purchase Plan (ESPP), Caleb is more confused than ever as to how to allocate his monthly savings.

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Accelerated Vesting Could Offset Uncertainty in a Merger
05 Dec

Accelerated Vesting Could Offset Uncertainty in a Merger

When company ownership is in play, all assumptions are on the table as to the company’s future and the executive’s own employment. Marcus wondered if his unvested Restricted Stock Units and Nonqualified Stock Options may provide an offsetting windfall for the long-tenured company executive.

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